Mark Your Calendar: Tuesday, August 19, 2025
The gloves are off.
John Mackey and J.S. Whaldo are done playing nice with the credit industry. Both have seen firsthand how credit reporting agencies like Experian and VantageScore have strayed from their original role of simply reporting credit to aggressively selling credit cards—a blatant conflict of interest. This shift has turned the simple act of obtaining a credit report into an obstacle course of pop-ups, upsells, and confusing navigation. For consumers, especially the elderly, it’s a frustrating, and sometimes dangerous, rabbit hole of unwanted offers and potential scams.
That’s why John Mackey—credit expert, author, and consumer advocate—is teaming up with J.S. Whaldo, mortgage underwriting veteran and truth-teller, to launch a brand-new podcast: Give Me Credit.
This isn’t another “money hacks” sideshow. This is the raw, unfiltered conversation about credit, credit scoring, debt collections, and the shadowy system that decides whether you get approved—or denied.
Here’s what you’ll hear:
🔎 The real formula behind how credit scores are calculated
⚔️ The games debt collectors play—and how you fight back
🛠️ Insider insights from people who’ve worked inside the system
📖 Real stories of wins, losses, and comebacks from everyday people
And to kick things off, we’re dropping exclusive behind-the-scenes clips of John and J.S.—so you’ll know exactly who they are, what drives them, and why they’re on a mission to arm you with the knowledge the industry prays you never discover.
🎙️ Give Me Credit — Your Credit. Your Power. Your Turn.
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