The Hidden Fault Lines in America’s Economy

The news of September 25th, 2025, concentrates heavily on consumer debt and economic trends, highlighting a significant annual increase in revolving credit, which indicates Americans are increasingly relying on debt to cover expenses. Specifically, there is discussion of the spike in credit card use and the high interest rates associated with this debt, along with advice on managing it using methods like the avalanche or debt snowball method and balance transfers. Another major theme is the rise of Buy Now, Pay Later (BNPL) loans, detailing how this popular option is viewed warily by traditional lenders and will soon begin impacting FICO credit scores. Finally, other sources touch on related economic issues, including record-high car debt potentially triggering a recession, the impact of boomers’ home equity on the housing market, and concerns among business leaders about threats to democracy and government overreach.