TransUnion Owes You Money: Here’s How to Get It
Nearly half a million Americans could receive up to $160—and many don’t have to lift a finger. Are you one of them?
What’s This About?
Credit reporting giant TransUnion has agreed to a $23 million class action settlement after being sued for violating the Fair Credit Reporting Act (FCRA). The core issue? TransUnion allegedly failed to properly investigate consumer disputes involving hard inquiries—those credit report pulls that can tank your score.
What Did TransUnion Do Wrong?
In the case Norman v. Trans Union LLC, the company was accused of:
Ignoring written disputes about unauthorized or inaccurate hard inquiries
Failing to contact the companies that pulled consumers’ credit
Not removing invalid or disputed entries from credit reports
That’s more than just negligence. It’s a direct hit to your creditworthiness—and possibly your wallet.
Who Gets Paid?
If you received a “502 Letter” from TransUnion after disputing a credit inquiry (between Dec 5, 2016 – Jan 31, 2025), you’re in.
To qualify, you must:
Have a U.S. address (including territories)
Have gotten a 502 Letter from TransUnion in response to a written dispute
About 485,000 people meet the criteria. You might be one of them.
Show Me the Money 💸
✅ Automatic Payment
No action required
Receive $20–$30 automatically
📝 Optional Enhanced Payment
Up to $160—if you file a claim by June 24, 2025
You’ll need to explain how TransUnion’s failure caused you harm (denied credit, higher rates, etc.)
⚠️ Reminder: Filing a false claim can lead to penalties. Know before you file.
Important Deadlines
Claim or Objection Deadline: June 24, 2025
Final Settlement Hearing: July 21, 2025
Want to File or Learn More?
🖥 Website: TransUnionDisputeClassAction.com
📧 Email: info@TransUnionDisputeClassAction.com
📞 Phone: 800-657-1189
📬 Mail:
Norman v. Trans Union LLC
P.O. Box 23489
Jacksonville, FL 32241
So, What Now?
If you qualify for the automatic payment, do nothing—just make sure your mailing address is current. If you want a bigger payout and have proof of harm, file your claim before June 24.
🔥 Call to Action
Your credit report is your financial passport—don’t let others control it without accountability.
📢 Subscribe to CreditGenius.Substack.com for real talk on credit, FICO scoring, and how to protect yourself from shady reporting practices.
🧠 Learn how to dispute errors, build credit the smart way, and avoid costly traps—before the bureaus cost you more than $160.