Imagine this: you get sick. Not something you planned, not something you chose. Maybe it’s a surgery, maybe a hospital visit that drags on longer than expected. You survive it - but the bill follows you home. Now, that medical debt isn’t just sitting in your mailbox or showing up in collections calls. It’s showing up on your credit report. And because of that, your credit score drops. Suddenly, that apartment you applied for? Denied. The car loan you needed? Higher interest. Even getting a simple credit card gets harder. Why? Not because you’re bad with money, but because you got sick.
That’s the reality for millions of Americans. And a recent court ruling just made sure it stays that way.
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