John A Mackey

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Plastic Promises: How Credit Cards Became the Backbone of Surveillance Capitalism
We’re long past the days of “What’s in your wallet?” The real question is: Who’s watching your wallet - and why?
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John A Mackey
11:28
The Dismantling of a Watchdog
Listen now | How the Trump Administration Defanged the CFPB—and Left Consumers Holding the Bill
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John A Mackey
3:18
Gossip, Rent, and Credit Scores: Welcome to the Surveillance Neighborhood
How Landlords Became Informants and Credit Bureaus Turned Into Gossip Mills
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John A Mackey
How Character Became Credit: The Nosey Origins of Credit Reporting
Before FICO scores, your financial future depended on your neighbors... and your wardrobe.
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John A Mackey
From Handshake to Hard Inquiry
How Trust, Reputation, and Human Judgment Were Replaced by Scores, Scripts, and Surveillance
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John A Mackey
0:57
The Digital Credit Economy: A Quiet Revolution in Surveillance and Spending
The Foundations: A Three-Way Dance Between Cards, Retailers, and Processors
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John A Mackey
18:15
CFPB Retreats on Predatory Lender
If there is no one to enforce the laws, the laws do not matter.
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John A Mackey
John A Mackey
Winner of Marquis Who's Who, John Mackey, founder of CreditGeni.us, Master Credit Solutions, US Credit Project, and Give Me Credit Media, is a leading expert in credit restoration, FICO scoring, and debt collection.
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