John A Mackey

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The Skeleton Key: How a Nine-Digit Number Took Control
Born to track retirement. Hijacked to track your life.
15 hrs ago • 
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John A Mackey
The Skeleton Key: How a Nine-Digit Number Took Control
1:09
Plastic Promises: How Credit Cards Became the Backbone of Surveillance Capitalism
We’re long past the days of “What’s in your wallet?” The real question is: Who’s watching your wallet - and why?
17 hrs ago • 
John A Mackey
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John A Mackey
Plastic Promises: How Credit Cards Became the Backbone of Surveillance Capitalism
11:28
The Dismantling of a Watchdog
Listen now | How the Trump Administration Defanged the CFPB—and Left Consumers Holding the Bill
Jun 24 • 
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3:18
Gossip, Rent, and Credit Scores: Welcome to the Surveillance Neighborhood
How Landlords Became Informants and Credit Bureaus Turned Into Gossip Mills
Jun 24 • 
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John A Mackey
Gossip, Rent, and Credit Scores: Welcome to the Surveillance Neighborhood
How Character Became Credit: The Nosey Origins of Credit Reporting
Before FICO scores, your financial future depended on your neighbors... and your wardrobe.
Jun 24 • 
John A Mackey

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How Character Became Credit: The Nosey Origins of Credit Reporting
From Handshake to Hard Inquiry
How Trust, Reputation, and Human Judgment Were Replaced by Scores, Scripts, and Surveillance
Jun 23 • 
John A Mackey

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From Handshake to Hard Inquiry
0:57
The Digital Credit Economy: A Quiet Revolution in Surveillance and Spending
The Foundations: A Three-Way Dance Between Cards, Retailers, and Processors
Jun 23 • 
John A Mackey

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John A Mackey
The Digital Credit Economy: A Quiet Revolution in Surveillance and Spending
18:15
CFPB Retreats on Predatory Lender
If there is no one to enforce the laws, the laws do not matter.
Jun 22 • 
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Predatory Loans, Repossessed Cars, and the Regulator That Gave Up
The CFPB quietly dropped its case against Credit Acceptance—leaving struggling Americans holding the bag.
Jun 22 • 
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Predatory Loans, Repossessed Cars, and the Regulator That Gave Up
2:15
Big Brother in Your Wallet - Part 1
How Credit Cards Evolved from Convenience to Corporate Surveillance
Jun 19 • 
John A Mackey

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Big Brother in Your Wallet - Part 1
18:55
Your 700 Credit Score Is Robbing You Blind
Here’s How Much More You’ll Pay on a Home Loan—and Why You Should Care
Jun 18 • 
John A Mackey

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Your 700 Credit Score Is Robbing You Blind
0:28
Trapped in the Paycheck-to-Paycheck Cycle?
Here’s the truth they don’t want you to know
Jun 15 • 
John A Mackey

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John A Mackey
Trapped in the Paycheck-to-Paycheck Cycle?
1:18
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