Welcome to In Cognito—where we pull the curtain back on credit, debt, and all the systems watching you… even when you don’t realize it. I’m John Mackey, and today we’re diving into one of the most misunderstood documents in your adult life:
Your credit report.
Now listen: If the only time you think about your credit report is when you get denied for a loan…
You're already too late.
You don’t read this thing after the fact. You read it now - before the fraud, the missed payments, and the outdated nonsense torpedo your financial goals.
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